Believe it or not, no matter what profession you work in, there is always a risk that you can be injured while on the job. And if you are ever hurt while you are performing the duties of your job, you should be aware of what steps to take in order to get the medical help and financial compensation that you need and deserve. While some employers will try to make the process difficult for you, others will be more understanding. But no matter what, you need to know what to do before an accident or injury even occurs so that you can use your time more efficiently to get the help you seek.
Continue reading for some important information that will guide you in the event that you are ever hurt on the job.
A Brief Introduction to Workers’ Compensation
Workers’ compensation is a form of insurance that employers must purchase in order to cover the costs of injuries incurred by employees while they are working. This form of insurance will provide coverage for both medical costs as well as wages until the employee is fully recovered and able to return back to work. Without this valuable insurance in place, workers who are injured on the job would have to cover all of their own medical expenses and go without income until they are healed.
Notify Your Employer Right Away
It is extremely important that you let your employer know as soon as possible about the injury that you acquired while working for him or her. You have to be able to provide all of the necessary details to prove that the injury did occur on the job, so the sooner you are able to prove this, the better. Failing to do so will result in the inability to take advantage of workers’ compensation benefits.
Use the Right Doctors and Medical Facilities to Get Treated Right Away
After your injury, you definitely want to make sure that you get medical treatment right away. However, in order for your medical costs to be fully covered, you have to be sure that you utilize the correct medical facilities and doctors. These are the ones that are set by your employer’s workers’ compensation insurance company, so be sure to find out where you can go for treatment in order to avoid having to pay the bills yourself.
Hire a Lawyer
If necessary, hire a lawyer that can help you state your case and get you the compensation that you deserve. Just be sure that you hire someone who has been working in this particular field for quite some time, as he or she will be able to successfully win the case for you. Also, look for local attorneys that know the law inside and out and can help you in every way possible. For example, if you live in or near Atlanta, attorneys who know workers compensation Atlanta Georgia laws very well will be more effective than those who have not dealt with these types of cases in the past.